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Simple ways to avoid overspending as retirement nears

When the nest is empty and the kids no longer need financial support, many men and women find themselves with some extra money in their budget. Fewer mouths to feed and no more college tuition bills can give parents a sense of financial freedom they may not have had since before starting their family. That freedom can also lead to overspending, something that can put retirement in jeopardy if you’re are not careful.

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